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Kenyans travelling out of the country will now be restricted to carrying a maximum of KSh 1.9 million in physical cash, following a new directive from the Central Bank of Kenya (CBK) and commercial banks aimed at tightening controls on cross-border money movement.
The new regulation, based on findings from the 2025 Survey on the Cross-Border Movement of Cash, limits travelers from carrying amounts exceeding the equivalent of USD 15,000 without prior declaration. The CBK emphasized that travelers must declare any cash above the limit with their respective banks and provide documentation on the source and purpose of the funds.
“This measure is part of ongoing efforts to curb money laundering, stem illicit financial flows, and improve financial transparency,” the CBK stated.
Commercial banks have begun enforcing the rule at airport counters and foreign exchange outlets. Customers looking to travel with larger amounts are required to convert excess funds into foreign currency through formal banking systems or make proper declarations.
The move follows a March 2025 study involving 38 Kenyan banks, which revealed frequent instances of large, undeclared cash movements across borders. Officials say the findings triggered the policy shift.
Travelers are advised to contact their banks ahead of international trips and ensure they carry necessary documents such as withdrawal slips, proof of transaction, and letters indicating the use of the funds.
Non-compliance could lead to delays at airport security or denial of departure.
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